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Appendix

Small businesses improve the economy.
Slivinski, Stephen, Increasing Entrepreneurship is a Key to Lowering Poverty Rates. Goldwater Institute, Policy report No. 254, November 13, 2012.

Minorities face barriers to securing capital.
Disparities in Capital Access between Minority and Non-Minority Businesses,” Minority Business Development Agency, http://www.mbda.gov/pressroom/publications/executive-summary-disparities-capital-access-between-minority-and-non-minority-businesses. Executive Summary, page 1.